Decision Assist is a loan pricing engine is a loan pricing and automated underwriting engine that creates the rules, rates, matrices and underwriting conditions for loan programs. Decision Assist analyzes the complete credit report and automatically parses out credit scores, rolling lates, public records and trade lines, factoring all of this information into the pricing and underwriting decision. Unlike other product and pricing engines, Decision Assist provides direct system interfaces to Freddie Mac and Fannie Mae, incorporating elements of the AUS findings into the pricing and AU decision. Additionally, underwriters can create, codify and merge conditions directly into their underwriting response.

OpenClose is® mortgage banking software with all elements of the lending process communicating in real time. It can be tailored to fit the needs of any-sized lender. Included in the platform is our robust banking operations core, enabling lenders to manage and control the lending process. In addition, retail, wholesale and correspondent Web-based channel portals provide for streamlined origination and enhanced communications. Workflow-tailored environment, embedded validation checks and business process rules help reduce errors and improve quality and data integrity.